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	<title>Passing Thru &#187; working retirement</title>
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	<link>http://passingthru.com</link>
	<description>The best journeys are the ones we share.</description>
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		<title>Work Life Balance &#8211; Forget It: Focus on Work Life Integration</title>
		<link>http://passingthru.com/2012/05/work-life-balance-forget-it-focus-on-work-life-integration/</link>
		<comments>http://passingthru.com/2012/05/work-life-balance-forget-it-focus-on-work-life-integration/#comments</comments>
		<pubDate>Sat, 12 May 2012 22:08:30 +0000</pubDate>
		<dc:creator>Betsy Wuebker</dc:creator>
				<category><![CDATA[Work-Life Integration]]></category>
		<category><![CDATA[Coaching]]></category>
		<category><![CDATA[Harvard Business Review]]></category>
		<category><![CDATA[Orson Welles]]></category>
		<category><![CDATA[Wall Street Journal]]></category>
		<category><![CDATA[work life balance]]></category>
		<category><![CDATA[Work Life Integration]]></category>
		<category><![CDATA[working retirement]]></category>

		<guid isPermaLink="false">http://passingthru.com/?p=5310</guid>
		<description><![CDATA[&#8220;I regard working as part of life, I don’t know how to distinguish between the two. I know that one can, and people do. I honestly think that the best answer to that question that I can give you is that the two things aren&#8217;t separated in my mind&#8230;Work is an expression of life for [...]<p><a href="http://passingthru.com/2012/05/work-life-balance-forget-it-focus-on-work-life-integration/">Work Life Balance &#8211; Forget It: Focus on Work Life Integration</a> is a post from: <a href="http://passingthru.com">Passing Thru</a></p>
]]></description>
			<content:encoded><![CDATA[<blockquote><p><em>&#8220;I regard working as part of life, I don’t know how to distinguish between the two. I know that one can, and people do. I honestly think that the best answer to that question that I can give you is that the two things aren&#8217;t separated in my mind&#8230;Work is an expression of life for me.&#8221; &#8211; Orson Welles</em></p></blockquote>
<div id="attachment_5316" class="wp-caption alignleft" style="width: 234px"><img class="size-medium wp-image-5316" title="petecabindesk" src="http://passingthru.com/wp-content/uploads/2012/05/petecabindesk-e1336859450178-224x300.jpg" alt="" width="224" height="300" /><p class="wp-caption-text">Pete working on 5-12-2012</p></div>
<p>Consult any life coach or self-help guide about achieving work life balance and they&#8217;ll equate it with the <a class="zem_slink" title="Holy Grail" href="http://en.wikipedia.org/wiki/Holy_Grail" rel="wikipedia" target="_blank">quest for the Holy Grail</a>, sending you off on a journey worthy of the most devout crusader. That&#8217;s an ironic analogy, though, because <strong>even though you may seek true work life balance, you&#8217;ll never attain it.</strong></p>
<p><strong>Designing work to fit the life you want, however &#8211; what we&#8217;re calling work life integration &#8211; is within reach of most people.</strong></p>
<p>We&#8217;ve been talking about work life integration for years (just a couple examples <a href="http://passingthru.com/?p=4722">here</a>, <a href="http://passingthru.com/?p=2021">here</a>, and  more thoroughly in our <a href="http://passingthru.com/work-life-integration/">Work Life Integration Resource Section</a>). We&#8217;re hoping we can get you to <strong>focus on thinking about how to make work fit life</strong>, too, instead of chasing after a concept you&#8217;ll never be able to catch.</p>
<p><strong>Implicit within the ideal of work life balance is constant activity</strong>: taking something from one part of your life to fill a deficit in another. Maintaining the equilibrium you&#8217;re aiming for traps you an endless cycle. <strong>No wonder everyone gets so tired!</strong> Work life integration, on the other hand, can be achieved by evaluating and strategizing how to <strong>fit work within the lifestyle you desire</strong>. Thus, it&#8217;s a far more rewarding and realistic objective.</p>
<p>Katherine Rosman, writing in the Wall Street Journal&#8217;s Checks and Balances personal column some time ago, <a href="http://online.wsj.com/article/SB10001424053111903918104576506763028830854.html">concluded</a>, <em>&#8220;Living a full  life sometimes means living different ones at once, fulfilling contrasting obligations that compete for our time. Away from my life, I could see just how out of balance things are. But that may not be such a terrible thing. . . Balance is almost an impossible ideal.&#8221;</em> Interestingly, Rosman resigned from the column shortly thereafter, citing the need for more time with her family and other priorities.</p>
<p>Others concur. Judy Martin, blogging at Work Life Nation <a href="http://www.worklifenation.com/2012/05/why-work-life-balance-so-hard-for-selfemployed/">explains</a>, <em>&#8220;The quest for work life balance is the problem. It is a myth. It doesn’t exist. When chasing work life balance, you have accepted that your work is separate from your life. We give no other aspect of our life this kind of separation and power. There is no life-work balance, any more than there is life-family balance or life-breathing balance. There is only life.&#8221;</em></p>
<p><strong>Merging work to fit in better with the life you choose to lead isn&#8217;t a new concept.</strong> Yet, Pete and I repeatedly find ourselves explaining it. Many people conclude that work life integration is something new or unusual because over the past 75 years or so, we&#8217;ve been conditioned to think of working for someone else in a Monday through Friday, 9 to 5 existence as &#8220;normal.&#8221; People sign on to the belief that this kind of work style is preferential for reasons of security and professional fulfillment. Nothing could be further from the truth!</p>
<div class="wp-caption alignright" style="width: 310px"><a href="http://commons.wikipedia.org/wiki/File:Work_life_balance_rat_race.png" target="_blank"><img class="zemanta-img-inserted zemanta-img-configured" title="An artist's depiction of the rat race in refer..." src="http://upload.wikimedia.org/wikipedia/commons/thumb/c/cf/Work_life_balance_rat_race.png/300px-Work_life_balance_rat_race.png" alt="An artist's depiction of the rat race in refer..." width="300" height="228" /></a><p class="wp-caption-text">An artist&#39;s depiction of the rat race in reference to the work and life balance. See http://en.wikipedia.org/wiki/Rat_race Made with following images: http://www.openclipart.org/detail/75385 http://www.openclipart.org/detail/74137 (Photo credit: Wikipedia)</p></div>
<p><strong>The real truth is that we&#8217;re killing ourselves in modern society chasing an ideal that we&#8217;ll never meet.</strong> Life is fast-paced and stressful, from the moment we awaken through the morning commute and immeasurable demands throughout the workday. Chasing the clock continues through the afternoon rush hour, trying to get to the daycare center or the after school event in time, shovel some food into everyone, help with homework, do some housework and fall exhausted into bed only to get up and have to do it all over again. <strong>This isn&#8217;t life, it&#8217;s a treadmill.</strong></p>
<p><strong>Perhaps we&#8217;re subconsciously aware of how detrimental our daily lives are to our overall well-being.</strong> Tony Schwartz, in the Harvard Business Review, <a href="http://blogs.hbr.org/schwartz/2012/04/slow-down-you-move-too-fast.html">believes</a> this is why <strong>&#8220;we deify doing.&#8221;</strong> Schwartz defines such speed as <em>&#8220;the enemy of depth, nuance, subtlety, attention to detail, reflection, learning, and rich relationships — the enemy of much, in short, that makes life worth living. . .The faster we move, the less we feel, which may be a primary reason we move so fast. Most of us are more worried, uncertain, and insecure than we care to acknowledge, even to ourselves. Moving fast keeps those discomfiting feelings at bay.&#8221;</em></p>
<p><strong>Integrating work with life allows for the antithesis of the speed Schwartz deplores.</strong> It&#8217;s a transformational shift that can encompass an entirely new career, the pursuit of dreams deferred, and a higher level of adventure. <strong>In our experience, work life integration has provided greater fulfillment and unparalleled happiness.</strong></p>
<p><strong>We&#8217;re in fine company.</strong> Hear Orson Welles make a marvelous encapsulation of a healthy life view that incorporated his personal genius in the following video (if you can&#8217;t see it in your reader, click <a href="http://www.youtube.com/watch?feature=player_embedded&amp;v=tk6oQbhZRdE#!">here</a>):</p>
<p><object width="420" height="315" classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><param name="src" value="http://www.youtube.com/v/tk6oQbhZRdE?version=3&amp;hl=en_US&amp;rel=0" /><param name="allowfullscreen" value="true" /><embed width="420" height="315" type="application/x-shockwave-flash" src="http://www.youtube.com/v/tk6oQbhZRdE?version=3&amp;hl=en_US&amp;rel=0" allowFullScreen="true" allowscriptaccess="always" allowfullscreen="true" /></object></p>
<p><strong>Changing your life the way it is now into something you&#8217;d rather it be is difficult</strong>. We&#8217;re all influenced by the expectations of others, what we perceive as intractable obligations, material possessions and prestige. Letting go of these conceptions and crafting a different way will require preparation and dedication.</p>
<p>Be aware that your finances might be adversely affected &#8211; it&#8217;s likely that you need to implement frugality AND diversify your revenue. Then you might realize that your current skills might be inadequate. <strong>Be realistic and make a plan</strong> based on what currently is so you can get to where you want to be. Get up to speed and gain confidence.</p>
<p><strong>Connect with others who are doing what you want to do.</strong> Perhaps you&#8217;ve been neglecting the wrong people and paying attention to the ones who are only perpetuating the contributory factors you need to deal with. Maybe you need to expand your network. Whatever your reality, you must convince yourself that what you aspire to is attainable, and then <strong>be prepared to fully experience the journey</strong>.</p>
<p>One final example: The guy who wrote <a href="http://www.problogger.net/archives/2011/05/18/how-to-quit-your-job-move-to-paradise-and-get-paid-to-change-the-world/ ">&#8220;How to Quit Your Job, Move to Paradise and Get Paid to Change the World&#8221;</a> is living the work life integration dream. When you read his story, you&#8217;ll wonder what your excuse is.</p>
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<p><a href="http://passingthru.com/2012/05/work-life-balance-forget-it-focus-on-work-life-integration/">Work Life Balance &#8211; Forget It: Focus on Work Life Integration</a> is a post from: <a href="http://passingthru.com">Passing Thru</a></p>
]]></content:encoded>
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		<title>PROCEEDS</title>
		<link>http://passingthru.com/2008/10/proceeds/</link>
		<comments>http://passingthru.com/2008/10/proceeds/#comments</comments>
		<pubDate>Sun, 19 Oct 2008 02:31:17 +0000</pubDate>
		<dc:creator>Betsy Wuebker</dc:creator>
				<category><![CDATA[What We Know]]></category>
		<category><![CDATA[Cafepress]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[work life balance]]></category>
		<category><![CDATA[working retirement]]></category>
		<category><![CDATA[Zazzle]]></category>

		<guid isPermaLink="false">http://passingthru.com/?p=471</guid>
		<description><![CDATA[Anyone who has more than a passing acquaintance with me knows I love words.  I was roasted once at an event with everyone trying to guess the definitions of words I had used in meetings.  I can&#8217;t help it!  Language is fascinating and fun!  What is less fun is getting older and losing your memory [...]<p><a href="http://passingthru.com/2008/10/proceeds/">PROCEEDS</a> is a post from: <a href="http://passingthru.com">Passing Thru</a></p>
]]></description>
			<content:encoded><![CDATA[<p><!--[if gte mso 9]><xml> Normal   0         false   false   false                             MicrosoftInternetExplorer4 </xml><![endif]--><!--[if gte mso 9]><xml> </xml><![endif]--><!--[if gte mso 10]> <mce:style><!   /* Style Definitions */  table.MsoNormalTable 	{mso-style-name:"Table Normal"; 	mso-tstyle-rowband-size:0; 	mso-tstyle-colband-size:0; 	mso-style-noshow:yes; 	mso-style-parent:""; 	mso-padding-alt:0in 5.4pt 0in 5.4pt; 	mso-para-margin:0in; 	mso-para-margin-bottom:.0001pt; 	mso-pagination:widow-orphan; 	font-size:10.0pt; 	font-family:"Times New Roman"; 	mso-ansi-language:#0400; 	mso-fareast-language:#0400; 	mso-bidi-language:#0400;} --><!--[endif]-->Anyone who has more than a passing acquaintance with me knows I love words.  I was roasted once at an event with everyone trying to guess the definitions of words I had used in meetings.  I can&#8217;t help it!  Language is fascinating and fun!  What is less fun is getting older and losing your memory for simple words, so I rely on a thesaurus more frequently now.</p>
<p><a href="http://passingthru.com/wp-content/uploads/2008/10/layeredgreenroad.jpg"><img class="alignleft size-medium wp-image-475" title="layeredgreenroad" src="http://passingthru.com/wp-content/uploads/2008/10/layeredgreenroad.jpg" alt="" width="184" height="240" /></a>For this post, I was seeking a synonym for &#8220;income.&#8221;  Pete and I wanted to tell the story of how we are playing offense with economic conditions.  &#8220;Proceeds&#8221; was on the list the thesaurus spit out.  I realized that &#8220;proceeds,&#8221; while a noun, looks like the plural of &#8220;proceed.&#8221;  So, the not so subtle inference is we accumulate revenue by doing, right?  How cool &#8211; a pun-like tie-in!</p>
<p><a href="http://passingthru.com/?p=441">Here</a> and <a href="http://passingthru.com/?p=450">here</a>, in what turned out to be somewhat of a series on the economy, I mentioned that those who have been hurt the most in this crisis are those who aren&#8217;t self-reliant, as well as those whose income sources aren&#8217;t diversified.  Pensioners, employees, single income households, all take serious hits with declining markets, lay-offs, and adjustments.  While Pete and I are fortunate in that we don&#8217;t have a lot to lose, we empathize with those who are still in shock from the combination of precipitous drops in the investments and housing sectors.  We all want to feel less at the mercy of conditions we cannot control.</p>
<p>When we got married two years ago, we knew we would have to work long after the traditional age of retirement.  We didn&#8217;t think <a class="zem_slink" title="Social Security (United States)" rel="wikipedia" href="http://en.wikipedia.org/wiki/Social_Security_%28United_States%29">Social Security</a> estimates were reliable, and we knew the benefit amounts would be insufficient to support us.  It seems like no one is able to tell whether the program is going to be solvent, or whether the age when benefits can be drawn is going to be modified.  There are any number of additional reductive modifications that might be made at any time.  It made sense to look around and see what options are out there to supplement our income.  Then, we thought, it might be possible to turn one or more of those into a vehicle that would support our dreams of travel and freedom.  We also wanted to see whether there was anything that we enjoyed doing that would allow us to work together.</p>
<p>Divorce wreaks havoc on most financial situations, and our experiences had been no exception.  Self-employed and single, I had refinanced my house on a no-doc loan, unwittingly putting myself in the running for poster child of <a class="zem_slink" title="Predatory lending" rel="wikipedia" href="http://en.wikipedia.org/wiki/Predatory_lending">predatory lending</a>.  Just before our wedding, we put my house up for sale at the moment the real estate market died, and it languished.  Right after we listed, my mortgage rate re-set and the payments escalated to double, and then <span style="text-decoration: underline;">triple</span>, what they had been.  The monthly mortgage obligation on our two homes vastly exceeded our gross income for a year, depleting our savings and any hope of traditional retirement.  We wound up selling the house for less than what was owed in a &#8220;short sale.&#8221;  Since then, we&#8217;ve been playing catch-up with our finances, attempting to move on from these serious hits.  It&#8217;s not an understatement to characterize things as pretty tough.</p>
<p><a href="http://passingthru.com/wp-content/uploads/2008/10/barred-owl.gif"><img class="alignleft size-medium wp-image-478" title="barred-owl" src="http://passingthru.com/wp-content/uploads/2008/10/barred-owl-300x293.gif" alt="" width="300" height="293" /></a>During that time, I took a second temporary job grading elementary school examinations at night.  The work paid fairly well, but 18 hour workdays away from home aren&#8217;t fun in your 50&#8242;s.  Pete moonlighted from his day job, too, picking up a series of free-lance photography gigs after work and on weekends.  One of those jobs found him within blocks of the famous bridge collapse in Minneapolis, and he took some dramatic photos of first responders and the devastation from inside the yellow tape.  He also set up his photography websites, (<a href="http://photographyontheweb.ifp3.com">Nature and Travel Photography</a> and <a href="http://wildplaces.imagekind.com">Wild Places</a>), resurrecting and updating decades of images in order to build a portfolio.</p>
<p>Still, we knew all this wasn&#8217;t enough.  We wanted to eventually be free to travel and work at our own ventures.  We didn&#8217;t want to be dependent upon single-source income, especially in recessionary times.  We decided to begin this blog to document our journeys &#8211; posting about ourselves, our travels, our plans and experiences.  And we looked around to see what else there might be.  We knew we&#8217;d be embarking together, but what we didn&#8217;t know was how frequently we&#8217;d encounter others who had reached similar conclusions and had begun working on like-minded goals.</p>
<p>Fortunately, I have a communications gig with a monthly retainer.  I am able to work from anywhere that has phone line and an internet connection.  I am still tethered to our franchise&#8217;s physical operation, but the business is cyclical.  Pete has been with the same company for over ten years, and his vacation schedule is generous.  We are both lucky to have flexibility.</p>
<p><a href="http://passingthru.com/wp-content/uploads/2008/10/americasbestcomics2201.jpg"><img class="alignleft size-medium wp-image-481" title="americasbestcomics2201" src="http://passingthru.com/wp-content/uploads/2008/10/americasbestcomics2201.jpg" alt="" width="202" height="267" /></a>Looking around, we spotted more opportunities.  Pete had a trunk full of comic books from the 70&#8242;s that I dismissed as clutter.  I was shocked when, after he put them on E-bay, they brought in the equivalent of two mortgage payments.  They are selling like hotcakes!  So, he has decided to seek out additional inventory and re-sell it.  With my blessing!</p>
<p>Pete also has started two online stores &#8211; <a href="http://zazzle.com/pjwuebker">one at Zazzle</a> and <a href="http://cafepress.com/timeonmyhands">one at CafePress</a>.  At first they were just tongue-in-cheek to poke political fun.  They&#8217;ve been so successful that we have decided to continue with them after the election to showcase his photography and other ideas.  He is adding more stores with specific merchandise, and is driving traffic with ad words placements, learning as he goes.</p>
<p><a href="http://passingthru.com/wp-content/uploads/2008/10/handwithsand.jpg"><img class="alignleft size-medium wp-image-476" title="handwithsand" src="http://passingthru.com/wp-content/uploads/2008/10/handwithsand.jpg" alt="" width="259" height="196" /></a>We have been evaluating ways to coordinate our goals with this blog, but we don&#8217;t want to demean it with irrelevant advertising.  So, we are researching and treading very carefully.  Cheapening our voice is the last thing we want to do.  We decided to affiliate with Chris Guillebeaus&#8217;s <a href="https://www.e-junkie.com/ecom/gb.php?ii=130948&amp;amp;c=ib&amp;amp;aff=37551&amp;amp;ev=55947771f5&quot; target=&quot;ejejcsingle">Unconventional Guide to Discount Airfare</a>. The Guide fits in with our travel ideals and we knew the information had great value.</p>
<p>So, while we are happy with the progress we&#8217;ve made in the few short months we&#8217;ve been at these projects, we&#8217;ve realized there is a lot farther to go.  Some of the things we are looking at are</p>
<ul>
<li> setting up additional websites on a formulaic basis for optimization,</li>
<li> writing e-books that would share Pete&#8217;s expertise in direct mail and agency marketing and mine in small business, b2b sales and marketing,</li>
<li> establishing more consulting services via referrals,</li>
</ul>
<p>and others.  The good part about being older is you have &#8220;vast&#8221; resources of experience from which to draw!</p>
<p>We totally get that we are entering this landscape with a lot to learn.  We&#8217;ll plan on sharing what we&#8217;ve discovered here in these pages from time to time.  We believe that our vision of the future is quite similar to that of others.  Lots of boomers are getting close to retirement age, and younger people want to control their own destiny.</p>
<p>Re-thinking what work/life integration entails and how to finance their plans are subjects in which almost everyone is interested. For those of you who are exploring in a similar way, you&#8217;re not alone!  There are literally thousands of good resources available online.  Unfortunately, there appear to be an equal number of scams.  Perhaps an intermittent series could unfold as we become more proficient in rooting out the promising from the truly awful, and all that in between.</p>
<p><a href="http://passingthru.com/wp-content/uploads/2008/10/roadahead.jpg"><img class="alignleft size-medium wp-image-477" title="roadahead" src="http://passingthru.com/wp-content/uploads/2008/10/roadahead-300x127.jpg" alt="" width="300" height="127" /></a>Whatever happens, it is clear that the future looks unlike our parents&#8217; retirement.  No longer will most be able to plan or continue with leisure as their primary activity.  Recent losses have caused all of us to re-think and re-adjust.  This doesn&#8217;t have to be a bad thing.  In adverse times, the silver lining has always been the sense of community and sharing of time, talents, resources and communication.  We view the so-called economic crisis as an opportunity!</p>
<p>Taking meaningful charge of our future will probably have more impact on our life together than any other decision. Your feedback and ideas, no matter where you are in your journey, would be valued additions to everyone&#8217;s travel along this path.  With that in mind, we enthusiastically welcome your thoughts and invite you to share your plans in the comments.</p>
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<p><a href="http://passingthru.com/2008/10/proceeds/">PROCEEDS</a> is a post from: <a href="http://passingthru.com">Passing Thru</a></p>
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